List of charges, fees and expenses
Valid as from 1st February 2011
All amounts are stated in
Charges
SGB Finance shall be entitled to make the following charges and to adjust the said charges from time to time:
Early Prepayment Only applicable to loan contracts signed prior to 1st February 2011 (except where specifically excluded)
| £/€100
|
| Late Payment/default charge
| £/€100
|
| Changes to bank account
| £/€50
|
| Change of direct debit date
| £/€30
|
| Change of address
| £/€20
|
| Request for copy documents
| £/€30
|
| Request for information re: loan
| £/€20
|
| Dunning letters
| £/€30
|
The above charges, except the Commitment fee, are commensurate with and reflect the actual administrative cost of performing the relevant action.
Fees and expenses
Set out below is a list of the amount of certain of the fees and expenses that may be incurred in connection with this Agreement. This list is indicative only, and the actual fees and expenses charged to the Borrower by the Creditor will depend on a number of factors, including:
· the jurisdiction of registration;
· the length of the Boat (if the Boat is longer than
· whether preparation, administration and registration is straightforward;
· the time spent by any agents or sub-contractors of the Lender undertaking any of their responsibilities on behalf of the Lender to facilitate the administration required under this Agreement or the Security Document;
· any bespoke requests by the Borrower.
| Expense
| Guide amount (excluding VAT)
|
| Preparation and registration of Notice of Mortgage Intent and Mortgage
| £/€109
|
| Agent's fee for registering a Boat
| £/€ 285
|
| MCA fee for Notice of Mortgage Intent
| £/€ 25
|
| MCA fee for Registration of Mortgage
| £/€ 84
|
| MCA fee for Provisional Registration
| £/€ 257
|
| MCA fee for Full Registration
| £/€ 160
|
| Tonnage survey fee (under 15m)
| £/€ 150 Within Southern England break
|
| Companies house fee (companies only)
| £/€ 13 per charge
|
| Five year MCA registration fee
| £/€ 49
|
| Agents fees for re-registration after 5 years
| £/€ 160
|
| Agents fees for discharge of the mortgage
| £/€ 160
|
