Lease Option Agreement
An LOA, SGB Finance's leading financing solution provides tax advantages that only a specialist can offer.
It is a complex system, with gradual or graduated repayments, SGB Finance's LOA meets the highest expectations.
It is a complex system, with gradual or graduated repayments, SGB Finance's LOA meets the highest expectations.
-Term:
Sailing boats: 3 to 15 years
Motor boats: 3 to 15 years
- Contribution: 10 to 50 %
- New and second hand boats liable to VAT
Sailing boats: 3 to 15 years
Motor boats: 3 to 15 years
- Contribution: 10 to 50 %
- New and second hand boats liable to VAT
Take advantage of all the benefits of lessee status and access to lower VAT rates.
SGB Finance buys the boat that you choose, and rents it to you for an open ended period.
Of the end of the contract you can opt to buy the boat for an amount set in advance (option to buy).
An LOA provides a significant tax advantage: lower VAT.
A system adjusted to your situation.
SGB Finance buys the boat that you choose, and rents it to you for an open ended period.
Of the end of the contract you can opt to buy the boat for an amount set in advance (option to buy).
An LOA provides a significant tax advantage: lower VAT.
A system adjusted to your situation.
With the SGB Finance LOA:
- You can set up a multi-tier lease (gradual rents) based on your position.
- You can designate a third party to buy your boat at the end of the contract.
- You can exercise the option to buy your boat when you want (after the 13rd Term).
- You can set up a multi-tier lease (gradual rents) based on your position.
- You can designate a third party to buy your boat at the end of the contract.
- You can exercise the option to buy your boat when you want (after the 13rd Term).
The LOA's flexibility also comes into play when you sell the boat.
At your request, SGB Finance draws up an additional clause to your LOA agreement to transfer the lease on your boat to your buyer*.
You sell your boat more easily, the new lessee is granted the initial benefits.
At your request, SGB Finance draws up an additional clause to your LOA agreement to transfer the lease on your boat to your buyer*.
You sell your boat more easily, the new lessee is granted the initial benefits.
Comparative prices as at 1st march 2006.
Boat with a tax base reduced by 50%
| Purchase price (incl. VAT) | euros 100 000 |
| 1st term (TTC) | euros 50 000 |
| 59 monthly terms | euros 837,44 |
| VRF | 0.01% |
| Term | 5 years |
| Total cost of loan (without optional insurance) euros 99 408,80 | |
Subject to acceptance by SGB Finance a branch of CGL : Compagnie Générale de Location d'Equipements.
HERE ARE THE DIFFERENT LEASING SOLUTIONS WE OFFER
