This privacy policy governs the collection, storage and use of personal information collected by us, SGB Finance, via our website at [www.sgb-finance.co.uk]. It provides you with details about the personal information we collect from you, how we use your personal information and your rights to control personal information we hold about you. Please read this privacy policy carefully – by accessing or browsing this website, you confirm that you have read, understood and agree to this privacy policy in its entirety. If you do not agree to this privacy policy in its entirety, you must not use this website.

This privacy policy was last updated on 9 January 2009. Please check back regularly to keep informed of updates to this privacy policy.

Who we are

SGB Finance is a company registered in France, whose registered office is at 69 avenue de Flandre, 59700 Marcq-en-Baroeul, France. We are a limited liability company regulated by the Banque de France with a capital of 6,054,250 Euro- Siren 422 518 746-RCS Roubaix - Tourcoing.

We respect your right to privacy and will only process personal information you provide to us in accordance with French law number 78-17 of 6 January 1978 relating to data processing, files and freedoms and other applicable privacy laws.

If you have any questions about how we collect, store and use personal information, or if you have any other privacy-related questions, please contact us by writing to us at our Customer Services Department, BP 6019, 59706 Marcq-en-Baroeul, France.

A quick word about children

We do not and will not knowingly collect information from any unsupervised child under the age of 18. If you are under the age of 18, you may not use this website unless you have the consent of, and are supervised by, a parent or guardian.

The personal information we collect about you

When you access and browse this website (including when you submit personal information to us through data entry fields on the website), we may collect the following information from you:

• your name;
• your age and sex;
• your postal address;
• your phone, fax and e-mail details;
• your bank account details.

How we may store and use your information

We (or third party data processors acting on our behalf) may collect, store and use your personal information listed above for the following purposes:

• to make this website available to you and to provide you with content which is tailored to your individual tastes;
• to complete any purchases you make through this website;
• to provide you with services that you request;
• where you have given us your consent, to contact you (including by SMS and e-mail) with products and services which we think may interest you; and
• where you have given us your consent, to disclose your personal information to carefully chosen third parties so that they may contact you (including by SMS and e-mail) with products and services which they think may interest you.

We will not disclose, sell or rent your personal information to any third party unless you have consented to this. If you do consent but later change your mind, you may contact us and we will cease any such activity.

However, if a third party acquires all (or substantially all) of our business and/or assets, we may disclose your personal information to that third party in connection with the acquisition. We may also disclose your personal information where we are required to do so by applicable law, by a governmental body or by a law enforcement agency.

Finally, we may also collect anonymised details about visitors to our website for the purposes of aggregate statistics or reporting purposes. However, no single individual will be identifiable from the anonymised details we collect for these purposes.

International transfers

We may transfer personal information that we collect from you to third party data processors located in countries that are outside of the European Economic Area (including to the United States of America) or to members of our group of companies (including to SGB Finance S.A.) in connection with the above purposes. Please be aware that countries which are outside the European Economic Area may not offer the same level of data protection as France, although our collection, storage and use of your personal data will continue to be governed by this privacy policy.

Cookies

This website uses cookies to collect information about you. Cookies are small data files which are placed on your computer by this website and which collect certain personal information about you. This enables us to tailor our service offering (including the website) to provide you with products and services which are more relevant to your individual tastes. However, you may change your website browser settings to reject cookies, although please note that if you do this it may impair the functionality of this website. For further information about cookies, including how to refuse cookies, please visit www.allaboutcookies.org.

Security

Whilst we take appropriate technical and organisational measures to safeguard the personal information that you provide to us, no transmission over the Internet can ever be guaranteed secure. Consequently, please note that we cannot guarantee the security of any personal information that you transfer over the Internet to us.

Your rights

You have the following rights:

• the right to access the personal information we hold about you and be provided with copies of such personal information at any time free of charge;
• the right to ask us to rectify or oppose any out-of-date or incorrect personal information that we hold about you free of charge; and
• the right to opt out of any marketing communications that we (or any third party to whom we have disclosed your personal information with your consent) may send you.

If you wish to exercise any of the above rights, please write to us (by post) at the address specified above.

Third party sites

This website contains links to other websites operated by third parties. Please note that this privacy policy applies only to the personal information that we collect through this website and we cannot be responsible for personal information that third parties may collect, store and use through their website. You should always read the privacy policy of each website you visit carefully.